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Posted: 22 Feb 2014 04:29 PM PST

With over $387 million in assets and over 43,000 members, Diamond Credit Union is one of the areaâ€™s largest member-owned credit union in the United States. With four full-service branches located in Pottstown, Wyomissing, Birdsboro and West Reading, Pennsylvania, Diamond Credit Union offering the community with a unique low cost financial service.

Diamond Credit Union

About Diamond Credit Union

Diamond Credit Union is a Pennsylvania state-chartered and federally-insured credit union serving Berks County and the Tri-County Region by offering low cost financial service with world class service.

Diamond Credit Union was founded in July 19, 1947 as Spicer Pottstown Federal Credit Union to serve the employees of Spicer Manufacturing Company. In 1990, the Federal Credit Union changed its name to Diamond Federal Credit Union to reflect the ability to serve multiple businessess and shortened its name to present-day Diamond Credit Union in 1997 to reflect a conversion to a state charter and continued to grow and exceeded over $300 million in assets with more than 37,000 members.

Benefits Of Diamond Credit Union

Diamond Credit Union is a member-owned credit union, non-profit financial cooperative, which means it is owned and operated by its members where in turn, the more they grow the more their benefit.

There is a big different between credit unions and commercial banks. While commercial banks have to produce profits for shareholders, as a credit union, Diamondâ€™s profits are shared between its members.

As a credit union, Diamond distributes profits to its members as:

Lower interest rates on loans
Higher return on savings
Lower rate credit cards
Innovative products and convenient services
Low or no fees for services

Membership of Diamond Credit Union

The then Diamond Credit Union was considered a select employer group credit union which means only the employees and family members of businessess associated with Diamond were eligible to join. With Diamond Credit Unionâ€™s Community Charter granted in 2006, anyone who lives, works, worships, regularly conducts business, or attends school in Berks County and the Pottstown area are eligible for a lifetime Diamond Credit Union memberships regardless of their place of employment.

To be member and take advantage of the Credit Union full menu of products and services, a $5 deposit into membership account is required. This money deposit is not a fee, if members were ever to close their memberships with Diamond Credit Union, their $5 would be return.

Products and Services Of Diamond Credit Union

As a member of Diamond Credit Union, you can easily open savings and deposit accounts through NetBranch Online Banking. NetBranch is a convenient way to access your accounts anytime, anywhere and makes personal money management easy.

Diamond offers a budgeting tools called Divide & Conquer to help you pay off the things you have and save up to the things that you want in the future.

Diamond Credit Union also offers several Checking Account to choose from to best fit your lifestyle, with all the conveniences and more that make Diamond Checking Accounts the smartyest choice.

If you ever need to apply for loan or money to borrow, Diamond offers an array of loans to get you the things you need or want at a very competitive rates and flexible terms, such as New/Used Auto Loan, Fixed Rate Home Equity Loan, Home Equity Line of Credit Loan, Mortgage Loan and Express Cash Line of Credit Loan.

House Design News

Work Office Settings with Post and Beam from Steelcase

Posted: 22 Feb 2014 11:34 AM PST

Steelcase began in 1912 as The Metal Office Furniture Company in Grand Rapids, Michigan. They have Post and Beam Design for Your office room setting.
Description of Post and Beam :
A dynamic alternative to panel based solutions, Post and Beam is an architectural framework that allows you to configure a range of work environments.
The flexible design of Post and Beam allows for a breadth of work settings within a given space, all of which have the same cohesive architectural look.
Please visit Steelcase site for further information about this Post and Beam.

W-House in IJburg, Amsterdam by VMX Architects

Posted: 21 Feb 2014 11:33 PM PST

Description from the Architects :
The Walta-Elmers family commissioned VMX Architects to design their house on 'Kleine Rieteiland', one of the islands of IJburg. The client wanted a spacious, open house with plenty of light. The plot measures 8 by 30 metres. By studying several models, the concept of 'woonlandschap' (living-landscape) was chosen.

The ground floor, containing the living and kitchen, in a split level typology, has the possibility to completely open to the outside and thereby create a partly covered living-landscape of 8 by 30 meters. This landscape is articulated with a higher and lower level. Under the higher level a multifunctional cellar is placed. The bedroom level is accessed by a spiral staircase. A round roof-light above the stairs brings light into the living-landscape The facade on the first level is completely closed with patio blocks. This suggests a floating box over the open landscape on the ground level. [ VMX Architects ]